Recently, a friend of mine sent me an article about how you should create a "total portfolio" that takes your career into account as part of the portfolio. That is, if you have a stable job, you should buy risky stocks so that you would have opportunities for huge gains since you are unlikely to get large pay raises. Likewise, if you are an entrepreneur, you should hold safe bonds since your career does not provide stability. I do not agree fully with the article, but it does lead to an interesting point. Basically, you are a financial asset and by working, you are investing in that company and that industry with your time. So, whether you like it or not, you are invested and will be affected by what is going on in the stock market, either directly or indirectly. Therefore, the burden is on you to learn more ......