Recently, I got an email from a reader who shared a heart-to-heart account with me about the financial troubles he was experiencing.  He was feeling lost in Singapore, our first world country that is supposedly able to provide a comfortable life and opportunities for all.  The pace of our country’s progress, however, is fast and unforgiving.  Lag behind and get spit out of this highly-efficient wheel.  Here’s the email that he shared with me: Subject: Feeling Lost Message: Hi there I happen to chance upon your website when I was googling for some advice. You see I am 25 this year worked 3 years as a security due to having only N level and now back to square one Jobless and 0 savings. A mistake that I regretted alot. I also tried affiliates marketting and ways to make income online such as invest in hyip and clickbank. But I ......