Take heart...read this. Yes, market seems in a turmoil and might go down more. China weakening. Malaysia political problems. Australia's not good. S'pore cooling measures seem to last forever. Spore property market no good. Commercial market also no good. It might go worse. It might go below sti 3000. Shall i bail out all my funds and wait? Cash is king right? My answer to that is don't panic. Think again. 5m people in spore. Market even goes to sti2500 still will 1. Need to use telephone n handphones 2. Still will go to shopping malls especially those connected by mrt n bus interchanges. Maybe eat out less but how can escape going to supermarkets? Can u imagine say tampines mall empty? 3. Look at fast food restaurants. Long queues even during lehmans. Can u imagine mac donalds restaurant empty? 4. So many vehicles in spore..maybe 400,000. Look ......