This is going to be my second post on the topic of bad money habits, the first post on this topic can be seen at 3 Bad Money Habits and How You Can Break Them, where I covered keeping a balance on your credit card, not tracking your spending and impulse spending. I'll cover 3 more bad money habits in this post Not having an emergency fund I've actually done a blog post on this topics, which can be seen at: What is an Emergency Fund and Why you should have one. Not having an emergency fund puts you at the mercy of recessions, accidents, medical emergencies, etc. You may even have to take short-term loans just to tide yourself over some period just because you didn't prepare sufficient funds to cover some of these emergencies that may arise. And, just like companies, this will ......