Comparing to many Uncle8888's peers when at that time HDB flats were so much affordable for average incomers; recently when he chatted with more peers on retirement planning; he realized that his war chest was so much bigger among his peers even though he has been a single household income earner with three children.
Uncle8888 now thanks the Past Him for the last 30 years effort for NOT buying a car while most of peers did and also NOT upgrading to a bigger home despite nagging from Home CEO.
Now his CPF OA is pui pui and sibei song!
Some of his older peers are now thinking hard of down-grading to free up more retirement fund while Uncle8888 is thinking of where to travel next year? ......