Read? Top Up CPF SA From CPF OA? Depending On Who You Ask! (4) Here not much theory but more hands-on experience! This wealth formula from CW8888. Die die you must understand! Wealth = Asset Value + Cash Flow Trust but verify - SMOL Verify. Verify. Verify till you fully understand the huge difference between Asset Value and Cash Flow. Transfer from CPF OA to CPF SA? Uncle8888 did it only once; but he couldn't really recall why he did it. Probably, at that time he could have been seduced by some sexy article somewhere on the magical 4% CAGR CPF SA compounding machine. But, the following year, probably after reading too many investment and finance books; and more hands-on practices in the stock market; he became wiser and was able to overcome the sexy temptation of magical 4% CAGR CPF SA and not getting himself locked more ......