Recently, someone said this to me: “You will never buy a luxury car!”. I was surprised by the statement, for I have always liked the expensive brands of BMW and Audi. Sometimes when I daydream, I fantasize myself speeding into the sunset in such a car. But instinctively, I know that my friend was right. It will really take a lot for me to sign the dotted line to buy an expensive set of wheels. And I think I know why. I have a single, wealthy friend. She operates a jewellery shop, owns a few investment properties and drives a Jaguar. She came from humble means and made her money from her jewellery trade. She is willing to spend generously on herself and her friends. She does not worry too much when going on luxurious vacations or paying for expensive meals. She believes that money ......