I just completed 90% of two research papers and started by mid-term holidays ( Lectures resume next Tuesday ) and have only a few minutes to create this update. Recently a really horrible piece of financial advice came out from Elite Daily which was immediately pounced upon by by my friend and uber blogger Budget Babe. I would like to add some context and nuance about personal finance in general. We need to think about our adult lives as battle of Law against Chaos. On the side of Law is our desire for security. To meet our goal of security we need to be conscientious. Saving our money and carefully managing our careers put us in the side of Law. On the side of Chaos is our desire for variety. To meet out goal for variety, we need openness to new experiences. We are not robots. We need to spend ......