The world is constantly changing. Traditional businesses are slowly replaced by new ones. Let’s for a moment think about Retail Malls and the Banks. a) Retail I was in Bugis Junction today. I did not stay very long there. As it was a Sunday afternoon, there was the usual crowd, not very big as tomorrow is the start of school and work. The weather was cool, and wet (these days there are intermittent showers all over the island). People might have preferred to stay at home in view of a possible drizzle late in the afternoon. There are a couple of new shops, but what struck me is the numerous empty cart shops. They are not just locked, but empty. For instance in the row of ten cart shops, six are empty (see below). I don’t think this is a welcoming sight for shoppers. I do recall a time in the past when ......