Back in 2011, the stock market was plague with bad sentiments from the contagion with the European countries collectively known as PIIGS. The market have been down 15-18%, the exact amount I couldn’t remember. What I do remember is that everyone is expecting what happen in 2008 to happen in 2012. It never did. When the year starts, the market went straight up. There was no dip for the investors to get in. The guys who congratulated themselves be in 100% cash by selling everything, was caught being too under invested. This time round, in 2016, it is the exact opposite. If you are invested based on the January Effect, where quantitatively speaking, tends to do quite well, you get caught with your pants down. Market has a way of making us look stupid. I will keep this article short, because I met up with some bloggers and the consensus ......