Although my recent posts have been focused on our asset allocation, I should be discussing our liabilities, income and expenses in later posts. Typical accountant approach – construct our personal finance BS and PL. This makes us accountable to our goal of achieving Financial Independence and hopefully tracking our progress will motivate us to stay on the path! This time round, the reveal would be on our index ETF allocation. The figures have been rounded to the nearest S$1,000 for now but should get more accurate as I update our index ETF allocation. February 2016 Our target index ETF allocation is somewhat evenly split between US, Developed Europe, Emerging Markets and Developed Asia Pacific (including Japan). However, our current index ETF allocation is heavily weighted towards the STI ETF. This is to be expected as we have only just started expanding our index ETF portfolio. We have opted to build the index ETF portfolio ......