Read? It happened again – Self-enhancing transmission bias Know the difference between accumulating $1M Investment Portfolio to generate passive income and building up $1M Investment Portfolio with XX% CAGR. Knowing this CAGR number and the size of investment portfolio will tell us the true story in the world of investment i.e. Return on Human Asset vs. Financial Assets - The Absolute and Real Contributor of our wealth. Don't get it wrong right at the initial phase of our working life. The return on our human asset is still the solid foundation to the return on our investment portfolio. For the younger ones, don't ever get it wrong! BTW, Uncle8888's two working children haven't started their stock picking yet. The reason is quite clear. No hurry. Build up their human asset and save well. It is not an early start that will win the race. It is starting right with the reasonable amount ......