I don’t know. The human refusal to say “I don’t know” has huge consequences, for example, not getting good returns from your investments in the stock market, because there is a strong correlation between knowledge and humility.  As such, the best investors are those who realize how little they know. Don’t be one of those people who spend 10 minutes on Google studying, for example, monetary policy and then think they have it all figured out, while people with Ph.D.s and decades of experience throw up their hands in frustration.  Because the more you study economics, the more you realize how little you know about it. Billionaire investor Ray Dalio once said, “The more you think you know, the more closed-minded you’ll be.”  So repeat this to yourself the next time you’re certain of something. The truth is that there is not a single person in the world who knows how the market will perform in the short run.  So what ......