You could consider this post a "Part Two" of sorts in my Investment 101 series of posts. I caught up with a few people over the past couple of weeks, and what I heard inspired me to write this, with permission from the story owners, of course.

My previous post here extolled the virtues of investing early and consistently. To recap - as young investors, you have a long horizon, and a bigger margin of error. Yes, you will be taking some measure of risk when you invest - but if something goes belly up, you will have time to recover. Proportion your wealth properly, and you won't be reduced to poverty if something goes wrong.

So let me ask you something - would it surprise you to hear that people who have been working in the banking sector for more than five years have zero dollars devoted ......