If you ask anyone about what advice their parents passed down to them when it comes to money, one of the most common advice is: Put away part of your money because you do not know what will happen in the future. Saving money is nothing new. No one will say they invented that. I certainly do not claim credit for that. When I was growing up, mom and dad did not discuss much about money, but I observed what they do with it and the struggles every decision that they made involve money somehow. It drove home the idea that money is hard to come by and you need to take a great deal of care with it. Since 18 years old, when I earned my first pay check, in the form of national service allowance, I have been putting away a portion of what I earned ......