Portfolio Managementhas been my key strategy for a long time which includes Safe Bonds and Preference Shares. I am able to stomach losses and keep me sane. Most importantly I have the mental coolness to make the right decision of Re-Balancing my stocks. This is another key strategy in my investment plan. The recent years strategic addition which I mentioned a few times in my earlier notes are the Dividend Strategy introduction and inclusion of STI index.
On the left, is my current proportion of my asset.
As you can see, my Cash and FD are still a little high. I am a conservative guy ! It takes me a long time to bring down my cash/FD to this level.
Together with my CPF, Property, Basic Insurances, Pension, Fixed Deposits and Cash, they form a net web of safeguards. With this, DIY Investment is a very viable plan to me ......