What is Net Asset Value (NAV) In layman's term NAV means how much a stock would have "worth", which is calculated by dividing the total value of all the securities in its portfolio, less any liabilities, by the number of fund shares outstanding What is Market Value In layman's term Market Value is the value of a company according to the stock market. Buyers and sellers used this price to buy and sell stock at a stock exchange. Illustration Stock A An ice-cream with NAV of $0.50 per scoop selling at $5.00 per scoop to its customers Stock B A packet of chicken rice with NAV of $3.00 selling at $3.50 per packet to its customers. Analogy Often it would have been the case which we had seen, the newly opened ice-cream shop in town will have a much longer queue than a traditional chicken rice ......