CPF advisory committee just revealed another two proposal to enhance and ensure better retirement planning for members. 1) A CPF Life Escalating Plan 2) An alternative CPF Lifetime Retirement Investment Scheme (LRIS) As usual , many good article and debate from fellow bloggers in recent days , allow me to link two which I think gave a very good explanation and suggestion on these 2 proposal : From Investmentmoats : http://investmentmoats.com/saving-money/what-is-this-new-cpf-life-escalating-plan-and-cpf-lifetime-retirement-investment-scheme-lris/ From BIGfatpurse : http://www.bigfatpurse.com/2016/08/cpfs-lifetime-retirement-investment-scheme-good-or-bad/ In following blog , I would like to share my thoughts on proposal 2) which is LRIS and Equity Premium Puzzle . Apart from political issue or debate on low CPF’s return in the long run vs other sovereigns retirement fund and big” huha” on “ Return my CPF money “ at Hong Lim Park which is absolutely out of my discussion in this blog. I just want to pen down my thoughts ......