Dear AK, By chance, I got to know some people who are investors and they told me about you. I enjoy reading your blog but I decided to write to you when I read the blog post, How to have children and a comfortable retirement? I am a 65 year old retiree. I was a school teacher for all my life until I retired. I am a widower and I have a son who is working in the sales line. I had a HDB 3 room flat but I sold it a few years ago to help my son buy his matrimonial home, a condominium when he said the flat was too small for us to stay together as a family. I now live with my son and his wife. Apart from what I have in my CPF, I don't have much savings. I don't get any money from my son as he is struggling financially ......