The Singapore Savings Bonds (SSB) was launched on 1 October 2015 by the Monetary Authority of Singapore (MAS). A new Singapore Savings Bond will be issued every month for at least the 5 years after its launch. Just a quick recap of what the Singapore Savings Bonds are:

• The SSB are a new type of government bonds designed with individual investors in mind, to help Singaporeans save and invest to meet their long-term financial needs.
• Like the Singapore Government Securities (SGS), the SSB are safe, principal-guaranteed investments backed by the triple A credit rating of the Singapore Government.
• The SSB have two unique features to entice investors: investors can get their money back at any time with no penalty, and they can earn interest linked to long-term SGS rates. As such, investors will be getting long-term interest rate returns with maximum flexibility.

To shed more light on whether the SSB is worth your while, let’s take a closer look at the details......