From  a professional perspective, I will be making a fairly substantial leap in about a week's time. In the past, I have been giving free talks to members of the public on money matters. This time round, the talk which I will be giving will be a paid talk but at a reasonable $19. Myself and a few other prominent bloggers are part of a collective called BigScribe. We think that we will be more effective in promoting ourselves when we band together and pool our resources because some of us can do research, others are really good at speaking and marketing. As this is the first time I will be speaking behind a pay-wall, so we are going to try to make it as valuable to you as reasonably possible but as it is our maiden effort, this talk will still be geared towards beginners. I will first conduct ......