Sarah has a husband who is uninterested in all things financial. He doesn't care about insurance, investing, financial planning, etc. What he earns every month goes into his savings account with POSB and only leaves when he spends it. Sarah, however, is financially savvy, and asks that she be allowed to manage their money - she plans to put their combined earnings to work for them. She also gives him advice on what type of insurance to buy. "Sure," he says. "Go right ahead, love." Sarah has a brother - Sean - who is also married. Discussions about finance are a cringe-inducing topic in Sean's household. He wants to invest his money, and urges his wife to do the same. His wife, however, has heard the horror stories that typically accompany stock crashes, and prefers to keep things simple. She doesn't want him doing anything potentially risky, and nags ......