College can be a very expensive experience for so many, but it doesn’t have to be. With a proper plan and good financial habits, you can minimize the amount of debt you acquire while attending post-secondary education. Here are some actionable tips to help students improve their finances.

Mapping out a budget

A budget is a vitally important tool for college freshmen, although not nearly enough of them bother to make one, let alone stick to it! In the budget you can see all the various sources of income against your likely expenses. Some of these expenses will be fixed, such as tuition fees and rent, but others will be more variable, such as costs for socialising. If a routine is gotten into then it will be easier to stick to the budget and not overspend.

Fund any extras with a part time job

If you want to spend money …