When I started learning about investing, I started from learning about funds. Not from banks  but from online shops such as Fundsupermart and Dollardex. When you spend most of your time online, your retailing habits are different from other people. I learn about how much more expensive banks charge us for selling units trust‘s. I learn about different asset classes, portfolio allocation, geographic diversification, risk, Sharpe ratio from Fundsupermart. However, I eventually steer away from unit trust to investing in individual stocks. My education is different from most since most investors started by studying about a bunch of stocks, then learn about viewing the stocks from a portfolio perspective. Fundsupermart have come a long way. It started off as iFast, a subsidiary of SPH which distributes unit trust. They have a whole array of unit trust, much more than the banks and charges a 2.5% sales charge, compared to ......