I am not at all surprised of the changes to the interest rate for OCBC 360 now. From3.05% during their first introduction to 2.25%  (2 years back), this latest change that is going to happen on 1 April 2017 will result in only 1.85% for me. I will explain why it is probably time for me to say goodbye to OCBC. Let's start with the changes: Bonus 1) The amount of money that can earn interest has increased Old Up to $60,000 New Up to $70,000 Bonus 2) Credit at least $2000 salary to the account Unchanged 1.2% interest Bonus 3) Pay any 3 bills via giro Old 0.5% interest New 0.3% interest and with at least $150 in total value Bonus 4) Spend at least $500 on OCBC credit cards Old 0.5% interest New 0.3% interest Bonus 5) Insure or invest with OCBC Old 1% interest New Up to 1.2% bonus interest paid for 12 months ...