My heart screaming to write something today and decided to do a clean up / review my asset allocation.Here's the pic. From the chart, if we are to total up MMF and Deposits, that 26%. MMF is Money Market Fund ready for investment. If I am to surrender my Insurance, that will boost to 31% which matches my Equity allocation. However I am unlikely to do that. Nevertheless, this is the War Chest. At 26%, is still a little high. I need to lower Deposits allocation to 20% but may need to reserve this bullet. Bonds and Preference 13% provides a low yield on the whole. I maybe able to squeeze something for better later but for now it stays and provide the stability to the assets. Overall Investment allocation I would consider Equity, Property and Bonds/Pref which totaled 53%. If some may remembered ( Link ), my Cash/FD ......