Read? Investors still looking at returns before considering risks: David Gerald, SIAS

Absolutely true!

We just need to read FB of investment bloggers and investment blogs’ comment section on the type of questions or views that were asked by readers.

Some are frustrated over lower return from life insurance as they DON’T  REALLY understand the purpose of life insurance is for PROTECTION against human asset and investment return from life insurance is secondary.

Protection against human asset is immediate once the life insurance policy is in force; but your investment portfolio will take years or decades to be significant as protection against your human asset.