Reader: I would like to ask you about transferring from OA to SA. Currently my mother is under CPF life. According to CPF board, I am able to withdraw the OA and SA. Is there anything I should look at before transferring OA to SA? Thanks! AK: OA to SA transfer is not allowed for those 55 years and older.   Reader: oh damnnn XD ok the RA amount that is not deducted for CPF life, what can we do with that balance? AK: RA is meant to fund our retirement. Cannot be withdrawn unless the member passes on. That is if there is anything left ......