When I shared on Facebook why OCBC 360 has gone from the top to the bottom of my list of "jumping through hoops" savings accounts, a reader suggested Standard Chartered Bank's Bonus Saver as an alternative. Coincidentally, my sister started a Bonus Saver account recently and I did look at it before junking it. Please take note that I junked it because it didn't suit me. I will share who it is good for later. SCB announces plans to slash 15000 jobs. The headline interest rate is always attractive: Up to 3.88% per annum! How to get this? OK, start jumping through hoops. Base interest rate (for the first $200,000 in the account) is 0.1%. Spend $2,000 on a SCB credit card each month to get 1.78%. Alamak! Now, I am already struggling with spending $500 with the UOB One Card. How like that? What if I spend only $500 a month? OK, I will get 0.78% per annum. A big difference......