Public Bank Berhad (Bursa: 1295) is the third largest banking group in Malaysia. As I write, Public Bank is worth RM78.62 billion in market capitalization. In this article, I’ll bring a detailed account of Public Bank’s tremendous success and achievements thus far and its outlook towards the near future. Therefore, here are 16 things you need to know about Public Bank before you invest.

Track record

1. Public Bank has achieved a CAGR of 13.45% in loans, advances and financing assets over the last 10 years. It increased from RM82.79 billion in 2006 to RM292.43 billion in 2016. This is due to growth in lending in major segments such as purchase of residential and non-residential properties, purchase of vehicles, and working capital during the 10-year period.

Source: Public Bank annual reports

2. Public Bank has achieved a CAGR of 9.20% in net interest income over ......