Let’s face it, the cost of living here has been going up and income levels are stagnating. In the past few months as personal finance writers, we have been fortunate to be exposed to the different financial hacks that you might probably be missing out on.

In fact, we asked a simple question recently in our community which brought in a huge array of ideas to make smarter financial decisions in our lives. Here are the TOP 7 ideas which we compiled and it’s definitely worth a share! #dontsaybojio.