It’s been 7 years and the 15HWW portfolio currently stands at around $430,000. It comprises $350,000 of capital which also means that the remaining $80,000 comes from net profits, dividends and interest from the deployment of the capital.
With sporadic injections of $350,000 of capital over 7 years, a simple proxy would be to assume that we are injecting $50,000 every year which is also equivalent to injecting $12,500 every quarter.
From this set of assumptions, I calculated that our annualised return thus far is 6.0%.
But what would have been the returns and outcome if I did not bother much about the markets and just invested mechanically and systematically into Berkshire B?
Berkshire B’s advantage over the S&P 500 is that as foreigners, there is a dividend tax. This is circumvented since Berkshire has no dividend policy. Moreover, it’s a good substitute to investing in STI ETF since Berkshire is probably as diversified the ......