Aside from the cost incurred during pregnancy and delivery, another area which could potentially chalk up quite a bit during the first few months with your newborn is bringing them for their respective vaccinations. During the first year, there are a few which are compulsory, though there are other vaccinations that are optional but parents may chose to opt in.

The good news for Singapore citizens is that – a lot of these vacinnations are either free, payable by medisave, or requires little out of pocket payment (payment by CDA account is also possible). This is only so if you bring them to the local polyclinics for the vaccinations. Some parents however, might choose to bring their little ones to the private clinics for the jabs. However, these are not free and for various reasons, I understand that quite a few parents choose to bring their babies to the pediatricians …