We have decided to invest more money (from $500 to $1,000 monthly) through StashAway and I blogged about it here – Automating Capital Growth Through StashAway.

  1. ACCOUNT SUMMARY(as of the last day of the month)

Based on the statement (30 Jan 2018), we had $90.46 profit after taking into account a -$56.00 currency impact.
The profit has vanished in the last few days to $13.00 but we are not too concern. Short-term volatility is noise while long-term will be $$$. That is how the market works.

SGD time-weighted returns: 0.7%
USD time-weighted returns: 4.5%


I am still going to complain about the amount of USD we are getting from our SGD deposit and the exchange rate. Technically, this can be easily computed from the USD cash flows and once the USD amount is obtained, the exchange rate will be revealed.

SGD $990.00 converted to USD $756.78
Exchange Rate: 1.308174106

Not too bad. Managed to get some USD at its low.


No …