My cash holdings versus total amount invested fell from 28% in December 2017 to 26% in current month February 2018. I attributed the decrease in cash as I invested S$3K into the Ethereum mining rig that I have self build last month ( My Sweet Retirement Builds A Cryptocurrency Mining Rig ).

In the month of January 2018, I contributed S$500 to my SRS account. This is inline with the goal that I have set for myself in the year 2018. I tell myself I have to be discipline and not top up my SRS only at the end of the year. The purpose is to reduce the income tax I have to pay in 2019. Today, I read in the news that we can soon use our SRS to purchase Singapore Savings Bond. I am not sure if that will actualize but I am looking forward to it.

With …