There has been a few small dips in the equity markets and I took the opportunity to invest some of our cash. Not much, about S$1,500 of manual investments on top of our automatic investments. It’s good practice for how I will utilise our cash funds when the dips in the equity markets become bigger. I’m also realising the benefit of having a larger cash balance in that I can take my time to invest it.

The important thing is I don’t feel the urgency of having to build my investment portfolio up quickly. Because we can still rely on our jobs for salary income for now. Which is why I reckon it’s more essential to find roles that you are fine being in that pay you enough to build an investment portfolio slowly. Rushing this process because I don’t like my job is going to get me into more financial trouble. Being patient …