Written by Letitia Jinghui Lean, edited by Jackie Tan and How To Adult. This was a guest post for How To Adult.

Nothing in school ever prepares you for the tsunami of responsibilities that come with being an adult, you just get mercilessly thrown into the deep end. Suddenly, you’ve got bills to pay, budgeting to do, insurance to set up, and many other responsibilities that keep piling up!

And that’s only the tip of the iceberg.

The key is to take things one at a time, and breathe. In this article, we’re gonna simplify the mind-boggling concept of financial planning and provide baby steps you can take to set yourself up for financial success in the future.

Huh, simi ‘financial planning’ ?

It’s preparing for your future through evaluation of your current pay and …