While I was thinking up ideas for this article on how to save money, I realized that there were already a lot of tips out there on the Internet to help you save on your monthly expenses, but almost all of them required you to ditch your car, ditch your holidays and ditch your kids (in no particular order) for you to actually cut down on your expenses.

In other words, it seemed like you had to give up all your worldly desires, live like a veritable pauper and somehow attain spiritual nirvana along the way just to scrimp away a measly sum every single month.

So as I sat there caught in a mental loop whether to join some hermit religious sect to forsake all my material desires so I could save the money I needed to buy all the expensive things I wanted, I had my Eureka moment and went: “Bah!”

Who wants to save so ...