Reader says... What do you think of the idea of getting insurance for own parents who are in their late 50s and still healthy? My parents do not have insurance coverage. I'm planning to get for them a hospitalization insurance + term life w/ critical illness. I view it as a protection against my financials should anything happen to them. Because at the end of the day i'm probably be the one who is footing the bill should any mishap happens. Thinking along that line, i'm thinking if i should actually profit from the demise of my parents. As a form of investment from the lump sum payout from term plan =X What would you do? ......