< BACK TO MAIN BLOG 11th July 2018 Most of my expenditure is on sustenance. Yes, I meant food. You can contribute your thoughts like Junel here.

“Want to BTO?” Has become the indirect Singaporean version of “Will you marry me?” Applying for a BTO is the first step a couple would take towards marriage. This is typically done about three years before the actual marriage, but, anything could happen within the span of three years.

This question was asked by a community member a couple days back:   

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Everyone talks about their BTO application and its arduous process, but no one talks about the expensive break-up cost after that. It is an ugly truth you wouldn’t want your friends and relatives to know about, but this does happen to more Singaporeans than you think.

So here it is, your healthy dose of reality