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2018 Mid Year Review
By KPO and CZM  •  July 20, 2018
Hi everyone! CZM was telling me that it has been a while since I blogged, mostly due to the World Cup among other things. As a result, this post has been in draft mode for the longest time! One of Our Goals is to have a one million dollar portfolio with a 5% dividend yield before 40 and I have a spreadsheet that forecasts how fast we will be able to meet that goal in a perfect/ideal scenario such as the market does not crash, we continue to invest with positive returns, etc. When I first made the spreadsheet, the forecasted age was 37 (we are currently 28 years old). However, over the last 2 years, we have invested aggressively (more than the forecasted amount) + increased in salary, the latest forecasted age is 35 years old (7 more years). These are the assumptions which we are using to forecast our investment journey: 1. Salary ......
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By KPO and CZM
I am Ong and my fiancee (Chan Zui Mao a.k.a CMZ) calls me a Kiam Pok (i.e. stingy/thrifty depending on how you look at it). Hence, the nickname KPO (Kiam Pok Ong). We have decided to name the blog KPO because I have proposed to CMZ successfully and she is officially a KPO too. The purpose of the blog is to list down all the money-saving tips, our investment/journey to financial freedom and to document my life with CZM.
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