I could have just stuck with my old job.

It is indeed the safer option to continue getting a regular income, continue working the same old job scope. People like to ask me if I have enough to feed my family and yet, start on a business. Many know that doing a start-up takes time, money and effort. Due to these reasons, many of them use children as an excuse not to venture out, to avoid risk and failure.

I think it’s 2 separate issues.

Indeed you will have greater financial burdens but that does not mean you cannot take risks. You just need a higher safety margin. I saved up at least 2 years’ worth of expenses before I was more assured to quit. Even my CPF has 2 years’ worth of instalments to pay for my HDB loan. It helped when I had a travelling job that …