Many of us believe that maid insurance is just there to pay for our foreign domestic worker’s medical bills and protect her from liabilities. However, there is much more nuance in your maid insurance policy. For all the benefits that are offered, there are also exclusions that can result in unexpected monetary loss. While some exclusions you may already expect (pregnancy or participating in illegal activity), others you may not have know about. To prevent potentially unexpected claim denials, we wrote about 4 lesser known policy exclusions which can be found in your maid insurance policy.

Travelling Alone

While you may think your domestic worker’s insurance policy remains in full force throughout her employment, you may be surprised to know that there are lapses in coverage. For instance, dengue coverage is a great benefit that is provided in some maid insurance policies, as there are tens of thousands of …