Today I want to think about investing in Dividend Stocks while in Financial Independence or Retirement.
I think it is a type of stocks that in idea, has become a favorite of many wealth builders to spend down their wealth during financial independence.
The concept is appealing.
A portfolio of dividend stocks naturally provides an aggregate dividend income. If you keep your expenses within the dividend income, your capital of stocks remains intact. When your capital is intact, your asset based do not get eroded. This would last for a longer time. It is ideal, if the duration you need to spend down is longer.
I think a portfolio of stocks that distributes dividend income fit the purpose of wealth de-accumulation.
However, if you were to ask me, can you increase the certainty of your dividend income stream, make it less volatile and increase the passivity of the income ......