STI Index has corrected about 10% this year. From 3402.92 on 29th Dec'17 down to 3069.17 last friday. Yield improved from 3.3% to 3.68%. For people who invest now, that's $3,380 more dividends for a million dollar portfolio in STI Index. I would be celebrating on the increase value.We can said similarly for Reits as well. While existing investors are still nursing capital loss this doesn't really matter as long the investment is stable type because the price will return long term. If is not, and fundamental yet change in the company performance, this shouldn't be bad anyway. My next challenge will be when I should increase my stake. Since we have hit a 10% reduction, I think is time we could explore some sizable injection. But I won't use up all my reserve. Good news for those still on salary. Your reserve will continue ......