Our Prime Minister said home ownership is Singapore’s key national policy.

A high home ownership rate of 90 percent has improved the lives of Singaporeans significantly. It allows us to enjoy the fruit of the country’s economic growth. It also gives us a stake in the country and something to fight for.

Did our leader have to emphasize this if all Singaporeans can see it?

What exactly are we unhappy about?

Housing in Singapore has improved by leaps and bounds from humble squatter houses and over-crowded slums in the 1950s to world-class public housing today.

HDB homes gives us the sense of security and comfortable environment to bring up our family. It also helps us to build the sense of belonging in our neighborhood and our nation.

Our HDB flats are highly subsidized by the government. We have CPF accounts to pay for our mortgages. We have town councils to manage