Merry Christmas in advance! Another year is coming to an end now. It is unsure yet if 2018 will be a better year in terms of the financial markets but life sure is better this year working for a better company compared to 2017. Work life balance sure makes a big difference. Hope it was a better year for many of you too. To find out if 2018 was a better year to my money, I shall follow up with a final post to summarize my performance and the good lessons learnt. Associated British Foods was removed from my portfolio recently as the risks in pounds (GBP) became seemingly high due to Brexit uncertainties.  I am lucky to get out early at GBP 24.40 at a profit. It is estimated that the pound can drop by 10-25% to the Dollar if agreements fall out (which it ...