This is an extremely overdue post too! Blogging about our honeymoon was definitely more fun than the red red market/expenses. On top of that, I bought a new PS4 game so you can guess where my time went >.<"

1. ACCOUNT SUMMARY (as of the last day of the month)

Based on the statement (31 November 2018), we gained $31.75.
As of 23 December 2018, the total return went negative to -$653.99! We lost -$917.07 from investment returns with a currency impact of  $263.08.  SGD time-weighted returns: -10.0%
USD time-weighted returns: -13.7%
Wow. I guess this is the first time I see a double-digit loss from StashAway. This kind of loss is enough to spook a lot of new investors but hey, it is still a better investment than Bitcoin/cryptocurrency. Besides, what is -10% compared to -64% (Ezion - Bleeding Stopped!)?

I think the big question now is are we going to continue our investment with StashAway? Of course! Generally, there are 2

...