In my last blog, I wrote “My game plan for 2019 is to continue to grow my index portfolio, collect dividends and maintain a 5% yield portfolio, subscribe SSB to the new max and increase average views per month in my blog further.” 

And I received several questions after that requesting me to elaborate why I chose them. I thought it would be useful to share my thoughts openly (and hopefully trigger yours) … hence, this blog.

Let me do the easier one first:

(1) Subscribe SSB to the new max

In my opinion, SSB is the best investment tool for Singaporeans today.

It is risk free as it is backed by our AAA rating Singapore government. It is flexible as you can withdraw it anytime and still earn interest to the date of withdrawal. And guess what, it even has a higher interest rate than Fixed Deposit. It beats...