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Planning to buy a home isn’t an overnight decision. There are many ducks to line up in a row, and some steps might take more time than others. As such, it’s always good to plan ahead – at least 12 months ahead – before committing to a home purchase. Running into the purchase of a home half-prepared is a painful lesson to learn.

Don’t stress out. Plan first!

But we live in a FOMO (that’s Fear Of Missing Out) era, and you might